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Zpravodajství - Cestování - - 20. října 2019

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kašna s orlem (ostatní, zachovalý)


Kamenná kašna s motivem orla, barokní práce z 18. století, součást městské památkové zóny. Více informací Číst dále >>>

Смертельное ДТП произошло на трассе «Таврида» в Крыму "Smertelnoe DTP proizoshlo na trasse «Tavrida» v Krymu"


ДТП произошло 20 октября в 3:20 ночи на трассе «Таврида» в районе села Луговое. 26-летний водитель автомобиля ВАЗ-2108 выехал на встречную полосу и лоб в лоб столкнулся с минивеном Mercedes Vito... Číst dále >>> Přeložit do en

Жесткое ДТП произошло в Челябинске "ZHestkoe DTP proizoshlo v CHeljabinske"


Жесткое ДТП произошло 19 октября в 10:50 утра в Челябинске на улице Свободы. Автомобиль Subaru на скользкой дороге вынесло на встречную полосу, где он столкнулся с кроссовером KIA... Číst dále >>> Přeložit do en

16 человек пострадали в ДТП с трамваем и маршруткой в Петербурге "16 chelovek postradali v DTP s tramvaem i marshrutkojj v Peterburge"


ДТП произошло 20 октября в 18:05 на пересечении улицы Десантников и дублёра Петергофского шоссе в Красносельском районе Санкт-Петербурга. Столкнулись трамвай маршрута №60 и маршрутного такси К-235. В результате происшествия пострадали 16 человек... Číst dále >>> Přeložit do en

In the early days of Amazon, Jeff Bezos used to ask every candidate open-ended questions in their interviews — and their SAT scores


jeff bezos amazon 2000

Most people think their SAT scores don't matter after college, but most people aren't Jeff Bezos. The billionaire Amazon founder would ask every job candidate how they scored on the standardized test before submitting them to a Socratic-style interrogation in the early days of Amazon, The Atlantic's Franklin Foer reported in a profile of the CEO published in the magazine's November issue. Bezos, according to The Atlantic, believed that candidates' SAT scores were a reflection of their intelligence. But SAT scores were not the only technique Bezos relied on to measure a candidate's intelligence. Bezos also asked open-ended questions in the Socratic style, such as "Why are manhole covers round?" to measure how logical candidates were, The Atlantic reported.  The fifth employee that Bezos hired, Nicolas Lovejoy, told Wired's Chip Bayers in 1999 that the CEO was "very, very picky" with who he hired. "One of his mottos was that every time we hired someone, he or she should raise the bar for the next hire, so that the overall talent pool was always improving," Lovejoy told Wired . Bezos also questioned the other interviewers about their impressions of the candidate and made charts of candidates' resumes on a whiteboard, Lovejoy told Wired . Bezos founded Amazon as an online bookstore from his garage on July 4, 1994 after quitting his Wall Street job and moving to Seattle, Washington. Bezos now has a net worth of $117 billion, Business Insider previously reported. Read more: Jeff Bezos just sold about $1.8 billion worth of stock. Here's how the world's richest person makes and spends his billions. Amazon did not return Business Insider's request for comment on whether select job candidates are still asked for their SAT scores. What CEOs look for in potential recruits Bezos isn't the only tech founder to prize intelligence in potential recruits. Bill Gates also screened potential Microsoft recruits for their intellect, but the IQ test was his preferred metric, Business Insider's Shana Lebowitz previously reported. "The key for us, number one, has always been hiring very smart people," Bill Gates once said in an interview . "There is no way of getting around that in terms of IQ, you've got to be very elitist in picking the people who deserve to write software." Intelligence is far from the only trait CEOs look for, though. Hyatt CEO and President Mark Hoplamazian , for one, looks for employees who align their jobs with their own sense of purpose. And as Business Insider's Callum Burroughs reported in August, Flywire CEO Mike Massaro assesses potential hires to see how well they fit with the rest of the Číst dále >>>

Millennials are buckling under all kinds of debt, and they're freaking out


millennials debt stress

Millennials are stressed — and it's largely because of money. Indebted millennials, in particular, are feeling the strain more than other generations, according to a new survey from Insider and Morning Consult . The survey polled 2,096 Americans about their financial health, debt, and earnings for a new series, " The State of Our Money ." More than 670 respondents were  millennials , defined as ages 23 to 38 in 2019. Roughly a quarter of millennial respondents have a mortgage, and 41% have a car loan, the report found . Of millennial respondents with a mortgage , nearly 49.7% have some or a lot of stress about it, compared to 41.9% of overall respondents. The numbers are similar when it comes to car loans : 50.7% of millennial respondents with a car loan have some or a lot of stress about it, compared to 42.9% overall. But millennials are most stressed about their credit card and undergrad student loan debts — 51.5% and 28.4% of millennial respondents have each, respectively. Of millennials with credit card debt, nearly 68% have some or a lot of stress, whereas only 60% of overall respondents do. That's even higher for those with student loan debt — about 72% of millennials with undergrad debt have some or a lot of stress about it, compared to 66% of respondents overall. Read more: Millennials are swamped in debt, and it's not just student loans Debt stress might explain why the majority of young adults define financial success as being debt-free. A Merrill Lynch Wealth Management report , which surveyed more than 2,700 Americans ages 18 to 34, found that only 19% of respondents view financial success as being rich — 60% see it as not having any debt. "Freedom from debt seems a low bar of accomplishment, yet it's an elusive goal for many early adults," the report said. According to the report, citing the Survey of Consumer Finances, 81% of early-adult households carry a collective debt of nearly $2 trillion. The debt includes car loans and mortgages but is mainly made up of student-loan debt and credit-card debt.SEE ALSO:  Millennials and Gen X are both stressed, broke, and in debt — but Gen X is more worried about it DON'T MISS:  Edit in Viking More than half of millennials have credit-card debt, and it reflects a financial reality other generations didn't face Join the conversation about this story » NOW WATCH: This is the sh Číst dále >>>

College dorms are so expensive that some parents are buying 'kiddie condos' for their teenagers to live in


UT Austin

  • Some American parents are putting the money they'd otherwise spend on out-of-state tuition and room and board for their college-age kids into local real estate in a strategy some realtors call buying a "kiddie condo."
  • A kiddie condo is a home in a college town for their kids to live in. The condos provide rental income, can raise the student's credit score if their name is on the mortgage, and can help them establish residency to become an in-state student and qualify for lower tuition.
  • It can be a strategy to put your college savings money back into your own pocket, but it doesn't work for every student, nor in every state, says a real estate agent who has sold several such properties.
  • Visit Business Insider's homepage for more stories .
Personal finance expert Lynnette Khalfani-Cox bought homes for both her college-aged daughter and son . It might seem rather generous to buy your 18-year-old a condo or townhouse. But parents like Khalfani-Cox are finding that it saves them money in the long run.  Khalfani-Cox bought her daughter, who attended the University of Texas at Austin, a $210,000 condo instead of paying the university for room and board. This strategy saved her family an estimated $30,000 on room and board in the three years of college her daughter lived in the condo, plus $40,000 on out-of-state tuition during her daughter's junior and senior years, once she'd become an in-state student by living locally and qualifying for lower, in-state tuition.  Plus, Khalfani-Cox was able to charge rent. Each month, the rent from her daughter's two roommates paid the mortgage in full. After graduating last year, her daughter still lives in the Austin area — but even if she decided to leave or does in the future, there is still an opportunity for rental income. "My daughter's credit score is in the high 700s, and that's rare for somebody right out of college," Khalfani-Cox said. She continued, "Because it worked so beautifully, we said, 'Let's do the same thing with our son.'" 'Kiddie condos' are showing up in US college towns Some realtors call this strategy buying a "kiddie condo," named after an FHA loan that allows parents to help their children buy their first home even if they won't be living there. The idea behind the strategy is to put the money a family would generally spend on college expenses like room and board, required meal plans, and out-of-state tuition into a property. Add that savings to the benefits of getting rental income, helping your child build credit, and helping them to establish a stable place to live, and the numbers might start to seem justified. In areas where property costs are relatively low, real estate markets are hot , and state laws are friendly to college students wanting to establish residency, it's becoming a popular idea that both parents and schools are recognizing.  One such place is the University of Florida in Gainesville, where the median sale price for a home is about $180,000, and there are plenty of condos near campus.  "It's been a popular concept ever since I become a realtor in 2004," realtor Matt Price of University Realty told Business Insider in an email. "I think it has likely become more popular each year, since the rental rates at apartment communities near UF have increased, which makes buying a condo an even more attractive concept," he said.  He adds the school has even acknowledged its many off-campus condo dwellers, expanding the school bus lines to serve some of the condo communities where he's sold homes. He estimates that he and his business partner have sold over 1,800 condos combined since 2004, and says that a majority of thos Číst dále >>>

Подбил УАЗ "Podbil UAZ"


Тверь. Автор при повороте направо подбил УАЗ. Číst dále >>> Přeložit do en

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